Banking Services

BUBURUZA BANK redefines banking with a suite of services designed for individuals and businesses seeking efficiency, flexibility, and innovation.

About service

Powered by AI and blockchain, our banking solutions—trust accounts, international transfers, multi-currency accounts, and debit card—offer seamless global access and cost-effective operations. Whether you’re sending $ 50K across borders or managing daily expenses, our services are built to maximize your financial potential. Explore the details below.

Trust Accounts with IBANs & SWIFT Codes

Our trust accounts form the backbone of your banking experience, offering global connectivity:

Seamless Setup

Open a trust account in minutes via Telegram or BUBURUZA-BANK.io, with biometric KYC (e.g., facial recognition) for individuals (approved in 2 minutes) or businesses (verified in 1 day).

Global Integration

Each account comes with International Bank Account Numbers (IBANs) and SWIFT codes, enabling integration with traditional banking systems worldwide.

No Minimum Deposit

Start with any amount—whether $ 100 or $ 100K, there’s no barrier to entry.

Secure Management

Assets are held in our trust, preserved as deposited (BTC stays BTC, fiat stays fiat), with AI ensuring operational clarity and blockchain logging key actions.

International Transfers

Move money globally with speed and savings:

Stablecoin Transfers

Use sAED or sCNY for instant global transfers—no bank fees, just minimal blockchain gas fees (typically under $1).

SWIFT/SEPA Payments

For traditional transfers, pay a minimal fee (0.2%–0.4%), disclosed upfront, with settlements in up to 72 hours.

Multi-Currency Trust Accounts

Manage your finances across currencies with ease

Supported Currencies

Hold and transact in sAED (pegged to AED) and sCNY (pegged to CNY), alongside traditional fiat via SWIFT/SEPA.

Flexible Deposits

Inject any asset—$ 10K in EUR, 5 BTC, or 100 ETH—AI converts it to sAED or sCNY instantly, credited to your account.

Global Versatility

Use sAED for Middle Eastern payments or sCNY for Asia-Pacific transactions—pay vendors, manage payroll, or spend worldwide.

Stability

Pegged 1:1 to AED (sAED) or CNY (sCNY), ensuring your funds are shielded from crypto volatility.

BUBURUZA
Debit Card

Spend effortlessly with our debit card, available for Plus, Premium, and Supreme clients:

Eligibility

Requires a $ 10,000 monthly turnover, verified by transaction history.

Digital Access

Issued instantly as a digital card, compatible with Apple Pay and Google Pay—no physical card mailed.

Usage

Top up with sAED or sCNY and spend globally, with contactless payments worldwide.

Cashback Rewards

Earn BUBURUZA Tokens daily—2.5% for Plus, 4% for Premium and Supreme—offsetting the 5% transaction fee (net fee: 2.5% for Plus, 1% for Premium/Supreme).

Example: Send $ 50K in sAED to Dubai—instantly settled with a gas fee of ~$ 0.50, or via SWIFT with a small percentage-based fee.

Fee Details

See our Fees page for more information.

Why Choose Our Banking Services?

Global Reach

IBANs, SWIFT, and stablecoin transfers let you operate anywhere, from Dubai to Shanghai, with speed and savings.

Cost Efficiency

Minimal fees—no bank charges on stablecoin transfers, just gas fees; competitive rates on SWIFT/SEPA.

Flexibility

Multi-currency accounts and debit card spending adapt to your needs, whether paying $50K in sAED or $1,000 via card.

Transparency

Key actions (e.g., deposits, transfers) are logged on the blockchain, with future audited reserves for added trust.

Learn more about Transparency

How It Works in Practice

01.

Open an Account

Sign up via Telegram—biometric KYC takes minutes, and your trust account is ready with IBAN/SWIFT.

02.

Deposit Assets

Inject $ 10K in EUR or 5 BTC—AI converts it to sAED, logged on the blockchain.

03.

Transfer Globally

Send $ 50K to a vendor in sCNY—instantly settled with a gas fee of ~$ 0.50.

04.

Spend Easily

Top up your debit card with sAED, spend $ 1,000, and earn $ 40 in token cashback (Supreme Plan).

Banking Built for You

BUBURUZA BANK’s banking services are designed to empower you with global access, low costs, and seamless operations—all backed by AI, blockchain, and international standard. Ready to experience banking that works for you?