BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience. The bank operates under a single, overarching trust structure where every client joins as a participant, with BUBURUZA BANK acting as the trustee, pooling assets like cash, digital currencies, and various holdings into a unified, robust framework that promotes financial stability and growth. For clients with complex or substantial portfolios, Special Purpose Vehicles (SPVs) within the trust provide customized management while maintaining the trust’s collective strength, recorded on an immutable blockchain ledger for transparency. Additionally, BUBURUZA BANK employs a decentralized autonomous organization (DAO) governance model, allowing BUBURUZA Token holders to influence policies like fee structures and trust management, fostering a community-driven approach for all clients.

BUBURUZA BANK stands out for individuals, businesses, and high-net-worth clients seeking advanced, reliable financial solutions due to its fully AI-powered platform, offering continuous, error-free service in any language, available 24/7, and reducing costs by eliminating human staff. This technology ensures instant responses, personalized support, and tailored strategies to meet your unique needs, enhancing confidence in managing your assets, with all transactions recorded on blockchain for transparency. The bank’s single trust structure unites clients under a secure framework where BUBURUZA BANK acts as trustee, managing assets like cash, digital currencies, and investments with blockchain’s transparent, immutable ledger. It provides a comprehensive suite of services—multi-currency accounts, AI-optimized wealth management, instant global payments, digital asset custody, escrow, and insurance—accessible via the Telegram app or BUBURUZA-BANK.io, ensuring convenience and accessibility. The profit-sharing model redistributes 100% of profits to clients through BUBURUZA Tokens and an affiliation program, rewarding participation and fostering growth, available to all clients.

BUBURUZA BANK, serving as the trustee of a single, expansive trust, provides a diverse set of services to support clients, recorded on an immutable blockchain ledger for transparency. These services include:

• Multi-currency trust accounts: Manage accounts holding Synthetic Rubles, Synthetic Yuan, Synthetic Dirham, and digital assets like cryptocurrencies, NFTs, and tokenized assets, enabling seamless transactions, investments, and payments, accessible in real time, with traditional bank requisites like IBANs and SWIFT codes for all clients.

• Wealth management: For Premium and Supreme clients, offer AI-optimized portfolio management, tailoring investments in stocks, bonds, real estate, cryptocurrencies, and tokenized assets like hyper cars, private jets, luxury goods, properties, shares, and securities to your goals, risk tolerance, and market trends.

• Personal loans, business loans, and real estate financing: Provide instant funding for Premium and Supreme clients, with dynamic interest rates based on risk, covering personal needs, business growth, or property investments, disbursed quickly.

• Digital asset custody: Secure cryptocurrencies, NFTs, and tokenized assets with cold, warm, and hot storage, fortified by Multi-Party Computation and Hardware Security Modules, available to all clients, with bank-class custody and DeFi staking for Supreme clients.

• Escrow services: For Premium and Supreme clients, hold funds or assets for business deals, trust transactions, and insurance until conditions are met, automated by smart contracts on blockchain, with SPVs supporting complex deals for Supreme clients.

• Compliance and fraud detection: Use real-time monitoring to ensure adherence to AML and KYC standards, conducting biometric KYC at signup and analyzing transactions to prevent fraud, applicable to all clients.

• Investment banking services: Offer advanced services like mergers and acquisitions (M&A), initial public offerings (IPOs), bond issuance (both traditional and tokenized), and proprietary trading for Supreme clients, managed by experienced professionals, with SPVs supporting high-value deals.

• We offer insurance: Provide insurance integrated into the trust for Premium and Supreme clients, processed swiftly, with third-party policy custody via SPVs for Supreme clients.

For clients with significant assets, SPVs within the trust offer customized management, enhancing privacy and scalability.

BUBURUZA BANK operates as the trustee of a single, collective trust, where all clients participate as beneficiaries, managing assets like cash, digital currencies, real estate, insurance policies, and investments under a unified trust deed recorded on an immutable blockchain ledger for transparency. When you deposit funds or assets, the system assigns them to your account within this structure, adhering to the trust deed’s bylaws, executed through smart contracts on blockchain for legal certainty and efficiency. You interact with BUBURUZA BANK via the Telegram app or BUBURUZA-BANK.io, submitting instructions like sending funds or managing investments, verified with biometric KYC conducted at signup, biometric approval for routine transactions (e.g., facial scan, fingerprint), and 2FA (e.g., passcode) for large or important actions. A 12-word seed phrase, issued or provided during setup and stored offline securely (e.g., on paper, metal plate, or encrypted USB), enables recovery if access is lost, with no verification required for transactions. These instructions are processed instantly as trust distributions or obligations, ensuring fiduciary duty, privacy, and legal protection without human intervention. The decentralized autonomous organization (DAO), driven by BUBURUZA Token holders, allows you to influence policies via voting, adding community governance recorded on blockchain. For complex assets, SPVs within the trust offer tailored management, enhancing flexibility and privacy for all clients.

Opening a trust account with BUBURUZA BANK is a streamlined process, taking minutes to integrate your financial assets into the trust structure, recorded on blockchain for transparency. The process, conducted without human intervention, varies for individuals and businesses:

• For Individuals: Access the platform through the Telegram app or BUBURUZA-BANK.io, where the system greets you in your native language, guiding you through biometric KYC verification (e.g., facial scan, fingerprint, voice) at signup to confirm your identity securely. Link this data to your phone number, create a login password, and set up 2FA (e.g., facial recognition, passcode) for large or important actions. The system then generates or accepts a 12-word seed phrase, which you must store offline securely (e.g., paper in a safe, metal plate, encrypted USB) for recovery if access is lost, with no verification needed for transactions. After confirming secure storage, your account is approved within two minutes, assigning a multi-currency trust account (Synthetic Yuan, Dirham) with traditional bank requisites like IBANs and SWIFT codes, requiring no minimum deposit. Topping up grants access to services.

• For Businesses: Navigate to the Business Solutions section on the Telegram app or BUBURUZA-BANK.io, where the system welcomes you in your native language, requiring business details (name, registration, legal structure, documents) and biometric KYC at signup for up to four related parties (e.g., owners, directors). The system verifies instantly, approving within one day, assigning a multi-currency trust account with IBANs and SWIFT codes, requiring no minimum deposit. Topping up activates services.

This onboarding ensures a secure, efficient experience for all clients.

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience. The bank operates under a single, overarching trust structure where every client joins as a participant, with BUBURUZA BANK acting as the trustee, pooling assets like cash, digital currencies, and various holdings into a unified, robust framework that promotes financial stability and growth. For clients with complex or substantial portfolios, Special Purpose Vehicles (SPVs) within the trust provide customized management while maintaining the trust’s collective strength, recorded on an immutable blockchain ledger for transparency. Additionally, BUBURUZA BANK employs a decentralized autonomous organization (DAO) governance model, allowing BUBURUZA Token holders to influence policies like fee structures and trust management, fostering a community-driven approach for all clients.

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience. The bank operates under a single, overarching trust structure where every client joins as a participant, with BUBURUZA BANK acting as the trustee, pooling assets like cash, digital currencies, and various holdings into a unified, robust framework that promotes financial stability and growth. For clients with complex or substantial portfolios, Special Purpose Vehicles (SPVs) within the trust provide customized management while maintaining the trust’s collective strength, recorded on an immutable blockchain ledger for transparency. Additionally, BUBURUZA BANK employs a decentralized autonomous organization (DAO) governance model, allowing BUBURUZA Token holders to influence policies like fee structures and trust management, fostering a community-driven approach for all clients.