BUBURUZA BANK
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Banking Services

BUBURUZA BANK redefines banking with a suite of services designed for individuals and businesses seeking efficiency, flexibility, and innovation. Powered by AI and blockchain, our banking solutions—trust accounts, international transfers, multi-currency accounts, and debit card—offer seamless global access and cost-effective operations. Whether you’re sending $50K across borders or managing daily expenses, our services are built to maximize your financial potential. Explore the details below.

Our trust accounts form the backbone of your banking experience, offering global connectivity:

  • Seamless Setup: Open a trust account in minutes via Telegram or BUBURUZA-BANK.io, with biometric KYC (e.g., facial recognition) for individuals (approved in 2 minutes) or businesses (verified in 1 day).
  • Global Integration: Each account comes with International Bank Account Numbers (IBANs) and SWIFT codes, enabling integration with traditional banking systems worldwide.
  • No Minimum Deposit: Start with any amount—whether $100 or $100K, there’s no barrier to entry.
  • Secure Management: Assets are held in our trust, preserved as deposited (BTC stays BTC, fiat stays fiat), with AI ensuring operational clarity and blockchain logging key actions.
Trust Accounts with IBANs & SWIFT Codes
International Transfers
Move money globally with speed and savings:

  • Stablecoin Transfers: Use sAED or sCNY for instant global transfers—no bank fees, just minimal blockchain gas fees (typically under $1).
  • Learn more: Synthetic Dirham | Synthetic Yuan
  • SWIFT/SEPA Payments: For traditional transfers, pay a minimal fee (0.2%–0.4%), disclosed upfront, with settlements in up to 72 hours.

  • Example: Send $50K in sAED to Dubai—instantly settled with a gas fee of ~$0.50, or via SWIFT with a small percentage-based fee.

Multi-Currency Trust Accounts


Manage your finances across currencies with ease:


  • Supported Currencies: Hold and transact in sAED (pegged to AED) and sCNY (pegged to CNY), alongside traditional fiat via SWIFT/SEPA.
  • Flexible Deposits: Inject any asset—$10K in EUR, 5 BTC, or 100 ETH—AI converts it to sAED or sCNY instantly, credited to your account.
  • Global Versatility: Use sAED for Middle Eastern payments or sCNY for Asia-Pacific transactions—pay vendors, manage payroll, or spend worldwide.
  • Stability: Pegged 1:1 to AED (sAED) or CNY (sCNY), ensuring your funds are shielded from crypto volatility.

BUBURUZA Debit Card


Spend effortlessly with our debit card, available for Plus, Premium, and Supreme clients:


  • Eligibility: Requires a $10,000 monthly turnover, verified by transaction history.
  • Digital Access: Issued instantly as a digital card, compatible with Apple Pay and Google Pay—no physical card mailed.
  • Usage: Top up with sAED or sCNY and spend globally, with contactless payments worldwide.
  • Cashback Rewards: Earn BUBURUZA Tokens daily—2.5% for Plus, 4% for Premium and Supreme—offsetting the 5% transaction fee (net fee: 2.5% for Plus, 1% for Premium/Supreme).
  • Example: Spend $1,000—pay $50, get $40 back in tokens (Supreme Plan).
  • Fee Details: See our Fees page for more information.

Why Choose Our Banking Services?


  • Global Reach: IBANs, SWIFT, and stablecoin transfers let you operate anywhere, from Dubai to Shanghai, with speed and savings.
  • Cost Efficiency: Minimal fees—no bank charges on stablecoin transfers, just gas fees; competitive rates on SWIFT/SEPA.
  • Flexibility: Multi-currency accounts and debit card spending adapt to your needs, whether paying $50K in sAED or $1,000 via card.
  • Transparency: Key actions (e.g., deposits, transfers) are logged on the blockchain, with future audited reserves for added trust.

Learn more: Transparency


How It Works in Practice


  • Open an Account: Sign up via Telegram—biometric KYC takes minutes, and your trust account is ready with IBAN/SWIFT.
  • Deposit Assets: Inject $10K in EUR or 5 BTC—AI converts it to sAED, logged on the blockchain.
  • Transfer Globally: Send $50K to a vendor in sCNY—instantly settled with a gas fee of ~$0.50.
  • Spend Easily: Top up your debit card with sAED, spend $1,000, and earn $40 in token cashback (Supreme Plan).

Banking Built for You


BUBURUZA BANK’s banking services are designed to empower you with global access, low costs, and seamless operations—all backed by AI, blockchain, and international standard. Ready to experience banking that works for you? Join BUBURUZA BANK today.